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While a Texas federal district court’s preliminary injunction puts this requirement on hold, many experts expect that to be overturned. In that event, failure to file could lead to fines of $500 per day, up to a maximum of $10,000, and possible criminal penalties.

he good news is that with deliberate moves, business owners can transition through this surge with their integrity, their team, and their sanity intact.

From formation to launch, balancing efficiency and excellence comes down to structure, sequencing, and smart decision design.

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Whether you're launching a startup, expanding operations, or just covering a cash flow gap, borrowing money can be a smart move — or a costly misstep.